Tiara Joy

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Mukilteo, WA, United States
I'm a mid-late twenties female that's just trying to get my life going in the right direction in all aspects. This blog will follow me thru all my thoughts no matter how silly, serious, funny or sad.

Tuesday, August 31, 2010

Summa Summa Summa time.....

August always seems to be such a crazy busy month. I feel like everyone holds off on all their summer plans until August.

Now, I don't know if this is just because in the Pacific NW it seems to be a better bet for weather or if people just like to slowly wade into their summer. Step by step entering into the crazy whirlpool of summertime living.
July seems to be the lazy month. The month we go with the flow and take our time with making plans and being more last minute and spontaneous. July is the month that you get to grab some friends and head up to a river somewhere for a few days. You get to call everyone over for a impromptu BBQ. You can lay on the top of the sheets in bed with fans blowing in all directions for as long as you like. Sleeping in on weekends is a given. Wonderfully warm mid-afternoon naps on the couch. You take advantage of EVERY SINGLE nice day outside.

Then Comes August!

If you are like me, your entire fridge is covered in invitations to Bridal Showers, Baby Showers, Bachelorette Parties, Wedding Showers, Weddings, Birth Announcements, Birthdays, Family reunions, Family BBQ's..... Every weekend is packed to the max and every spare second of the work week is filled with baking, cooking, cleaning, shopping for said events.

If July is the Lazy month then August is the Over Achiever of the bunch.

August tries to cram it all in.

I think August forgets that there is still 11 more months in the year besides her.  In Washington, September can be just as nice and agree-able as August.   Why can't she share with her?

Today is the last day of August and I couldn't be happier!  I'm ready for the slower pace of life. I'm ready for the cozy weather, the baking, the twinkle lights, the fog, the crisp air, the golden colors.

As much as I adored my brother's wedding, the family picnic, my best friend from middle school's bridal shower, and all the other amazing things I was able to witness in the month of August, I'm ready for my September. I'm even MORE ready for my favorite month of all time!!!

October are you ready for me?!?!

Thursday, August 26, 2010

Confessions, take one

I am about 6 days late for this post... What can I say?

I really didn't want to have to post anything about what I want to better in my life because then I actually have to make an effort at making it better. You know?

Like, don't talk about it; be about it?

So, I was going to start this off very lightly. Kinda a watered down version of what I am wanting to make better. But what the heck is the point of that???

My first confession is that I am in debt.

My debt isn't fun debt either.

It's not because I have credit cards to buy fancy clothes or dinners.

It's not because I have a nice car with some cool wheels and stereo.

It's not because I take awesome vacations or have a wii or an ipod or go tanning every damn day.

NOPE! Not this ladies debt!  

My debt is boring debt. I am in debt because I was more interested in giving prior boyfriends and myself a good life. I was more interested in making sure our rent was paid, the water was paid, some food in the cupboards and his payments made when he was unemployed.

Instead of budgeting wisely, like I do when I am single, I would use whatever money I had to make the men around me more comfortable and happy. So the debt I carry now is from not making those payments on a $400 doctor bill, not paying the $60 on a power bill, not making the payments on a loan that I stupidly took out at 19 "just because I was pre-approve". 

My debt is the result of poor planning. My credit score is a reflection of that. I also move a lot. When you move a lot, you don't receive statements and at 20 years old,  things that are out of sight tend to be out of mind. I have been working hard on my credit for the past 2 years. I have been so close to getting things cleared up and then right when I start to see light on the other side something creeps up that I had no clue about.

I'm in a flare up at this moment.  I received a call at my work about a garnishment that would be against me. i had no clue what the heck this could be about and so I check my credit. BOOM!

I had just checked my credit report about 6 months ago and it was no where near where it is now. Things that I thought were taken care of are back with a vengeance. Things that I was promised would not be my debt are now negatively affecting me. For THOUSANDS of dollars. These are no longer measly little things that made it to collections because I wasn't paying attention. These are things that are affecting me because of miscommunication, because of "lost faxes", because the creditors have lost paperwork.

My goal is a long-term goal. I am planning on having every cent of debt, except for my school debt, cleared up in the next 11 months.

I see no reason that I can not do this. My life may be boring for a year but that is OK. It's worth it.

I want to be married and with children in the next 7 years and me clearing my debt will allow that to happen. It will place me in a better position to be able to move forward with my life. I will be able to start saving for my retirement and my children. I will be in a better position for buying a house when that time comes. I will be able to feel more confident about myself.

That is why I am doing this. I need to have the confidence back that I deserve with my finances.

It will be a long year and a tough journey but I'm sure I'll learn a few good tricks up my sleeve as I go.

Thursday, August 19, 2010

One Year Blogiversary!!

Yesterday was the official day.... ONE YEAR of half-ass blogging.

I found a few new blogs that have inspired me so much in the past few days. The only problem is that I couldn't stop reading them.
I read all the way back to when they started the damn blogs! Some of those were in 2006 some in 2007 all of them posted at least weekly.
That's a lot of blog reading! Which, in turn, means less writing on my blog!!

The past year has brought so many little changes I don't even know where to start and in reality they may bore you with how minute they are. I have done posts on where I was a year ago a few times on here. Since those posts not much major has happened though...

I am still at Eastside Harley and still love it here.

I am still in school until December.

My and the monkey man still love each other more and more each day.

We still live in the same great house with our Roommate, JJ, and our pup pup, Wheeler.

We still have Seahawk Season tickets and we still have too much crap!.

All in all, Ii don't feel like much has happened in the past year. I know it has. I know we have changed individually and as a couple. I know my faith in myself and us and God has gone through every hill and valley it can go through.

But in the end, it's all the same.

I don't know how to feel about that in all honesty.

I'm so used to constant change. I'm used to moving every year. I'm used to getting a new job every year or every other year.  I'm used to breaking up and getting back together multiple times. I'm used to turmoil.

I just realized that now I need to make my change positive. It doesn't need to be life shattering change.

I can switch up my gym routine. I can re-arrange the house. I can start painting for the house. I can start cooking more with my own versions and start trusting myself more. I can start going for walks. I can start turning off the TV and turning on the music more.

Have I ever told you how much I hate the TV?   I would love to not have one in the house. I would love to save that $100.00 a month and to just have music always on. I would love to dance more. I would love to talk more.  I would love to just have silence more!

Do you ever think about that?

If you get rid of the TV it forces your butt to get moving. Leave the house. Do something...


I'm going to look at this one year anniversary as a "New Year"...
Time for some resolutions!!

Every week I am going to do a confession type of post. I'm going to let you know one thing that I really want to change in myself to make my life run a little smoother.  I have a few ideas in mind but I am going to need you guys to keep me accountable for these little goals. I'll be posting my first one tomorrow!!

Oh and by the way..... My brother is getting married on Saturday!!!

Thursday, August 12, 2010

Frustration mounts.....

Oh man, does it mount!  

So many things right now that are adding to the high possibility of myself having a heart attack before the age of 25! One of which happens to be this damn blog layout! I have tried everything to take that damn 'shabby blog' button off my posts and to go back to a simple layout. But NOOOOOOOOO!!! The damn thing is stuck the way it is and it grates on me horribly.

Nothing about the layout of this blog is comforting to me. Or clean. Or makes me want to spend time trying to browse through it all. So I know it can't be that wonderful for you guys! It needs an overhaul!

Besides the layout of the darn Shabby Blogs blog,  I am also dealing with a few other stresses these days.

The most of which being about money.

Money, money, money baby!

Isn't that what it always seems to be about? Does that ever end?   ;p  

Between all the fun new things that seem to be creeping up on my credit from out of nowhere and the schooling I choose to do, I'm in a tough spot!  I am very grateful of the fact that I am in school at least, and that I do have pretty decent moral support behind me. That helps me remember it's not all over. I still have someone to help feed me if I need it!

I am about $9,000 in the hole right now, not including school. I have about $5,000 of that being settled down to a little under $3,000 at monthly payments of $250 for the next 12 months. Ouch! But it will take a huge chunk of debt off my shoulders. All of the other debt is being disputed and fought. Only time will tell that outcome.  My credit score is not as disastrous as I expected though!

I need to remember through all of this that, yes, it is easy to blame it on past people in my life but it is still my responsibility. Yes, it sucks that a tiny miscommunication between two people can result in one person being hit with a debt of $2,500 out of nowhere and to now be garnished for it, but it's a fact of life I suppose. It teaches you to be more aware and in control of your own financial destiny.

Now that I am getting older, I am actually looking forward to owning a home with the man I love. I'm looking forward to, in the future, having babies and being able to buy them what they need when they need it. I'm looking forward to being able to feel comfortable with going to the grocery store and not pinching pennies too tightly. I'm very much looking forward to driving a car that I don't need to have loaded with 2 liters of water and a 5 gallon jug of oil in the back 'just in case'. Oh, how I ever look forward to that!

And it will happen! I promise you and me that. It will happen to me. Do you want to know why??
Because i see it, I want it, and I am prepared to struggle for it.

In all things of life, that right there is what you need to understand.  if there is something you want different in your life, all you have to do is start seeing it differently. Stop seeing everything as obstacles people!  Everything can be an opportunity for growth. You just have to actually be ready for it.

now that I updated you all on the biggest thing that is sitting in my heart and mind, I got lots more good news to come!!! I have 4 weddings in the next 2 months! I have my family picnic, Cory's birthday, and my favorite time of the year coming up!   keep checking back for updates on the craziness to come!

~ much love!

Friday, August 6, 2010

Brief, my ass.

Warning..... I started this post back at the start of March. Since then I have 3 more posts that haven't made it in to the blog. I really enjoyed re-reading this one and think I need to share it with you all! So here is a glimpse into my mind on March 4th 2010....

I have started three posts since my last post. None of those three have made it to the 'Publish Post' button. Part of this is because I quit half way thru whatever I was writing and part of it was that I just wasn't 'feeling' it.

Life has been pretty sweet and pretty standard. I don't really feel like much has happened that is blog-worthy. But, you don't read this for award winning stories do you? You read this to get to know me and my daily hoopla. So, with that in mind I will overview with you my life in the past 3 weeks!

I DID make those sweet little Valentine's for my church family and they were devoured! I, sadly, did not get to try the fresh raspberry cupcakes with almond ganache and fresh raspberries for garnish.  I hear they were absolutely delicious though! I did get to try the red velvet whoopie pies and the birthday cake cookie sandwiches! Oh I love cherry chip cake mix!

Our Valentine's was pretty laid back. I went to church and BF slept in. When I got home we tried to go to the Buzz Inn for lunch and it was so bad we actually walked out after 3 bites. That put a damper on the mood and we just laid in bed and watched Weeds for a few hours. For dinner we went to Rory's in Edmonds for dinner with his parents and it was a blast!  We tried to go out to a movie afterwards and that was a no-chance-in-hell! The line was so long!!!

The rest of the week was busy as usual with school and work... work and school. Than that Saturday it was party time!!!

I had my bday party at the Cactus Moon Saloon, which is kinda like my family bar. It was so much fun! I rocked it with my huge patent leather stillettos and my acid wash grey skinny jeans with zippers up the sides!

Man, I love the '80's!!!

I had so many great friends come out, it was amazing! Stephanie C. from high school made a guest appearance, which was awesome and so so so sweet of her!  I had Josh J. show up and hang out with strangers the entire night! Marin and Mike graced us with their awesomeness, even though my poor Marin was sick! Almost all my Cylce Barn friends came and said hi, same with my Mosaic family. It was a very special night for me to have everyone there mingling together and meeting BF.

I even made a special 'Penis' table to fit everyone at and it was a HIT! 

I don't remember too much for the remainder of the evening but I know it was a good time had by all!

The next morning I had to dig myself out of bed and climb in the truck because we were off to Ellensburg to get me a JEEP!

Once we got there, we relaxed and shot guns and ate some food and then hit the sack early to be able to get our booties on the road the next day. It was a lonely drive down a twisty pass with just me and my dog and the world ahead of us..... Sorry just had to do it!

The Jeep ran great and got decent gas mileage. I got home safe and sound and spent the rest of the day polishing up the inside so it would be all purdy for me.  

The rest of the week was business as usual, except I missed BF so much it was crazy!

We drove seperately to work, then I left to go to school and by the time I got home he was in bed! I felt like I hadn't even seen or talked to him in days! He tries to wait up for me now so that I can say hi and tell him about my day. Starting this month we will have seperate days off and I'm gonna miss the shit outta that boy!  I know it will be 'good for us' but I don't see how what we were doing before was 'bad' for us?!  Our love will just get stronger I suppose.

This past weekend I went and spent some very much needed time with my Grandma and my Grandpa Randy. I love visiting them one on one. I think the relationships with your parents and grandparents just get better with every passing year.

I remember when visiting my grandma meant trips to IGA and velvet fill-in-the-lines posters and trips to the Bellis Sqaure Mall for gravy-covered french fries. I remember when it meant days worth of Costco croissants and Squirt sodas. Trips to grandma's meant  laying in front of the tv watching Pretty Woman and Dirty Dancing and trying to act out the 'lifts' from DD.  It meant eating cashews and beef jerky until you think you might die and trips to Costco for large quantities of food that you never think you can eat. It meant time with my girl cousins and matching outfits. Visiting grandma was always a weekend long trip and always included Laura and KJ or at least one of them.

Now that some time has passed by it is a totally different story. I'm pretty sure I dropped a f-bomb or two and I know for a fact I said shit more than 3 times. Our language isn't the only thing to change though. The topics become more interesting and you get to see actual glimpses into the minds of the people that helped shape who you are today.

When you are young, politics and religion tend to be sheilded from you. At least the truth of them do. Sure you know who the president is and if your parents like them or not. You know the white house dog or cat and you know the story of Jonah and the big whale/fish thing. You know the basics and the safe stories. But when you get older you get to know the truth behind those. You get to use your mind and determine for your self what you think and believe.

Ever since I turned about 18 or so I look forward to one on one visits with my grandma. I don't have to hide anything from her anymore and she doesn't need to shelter me anymore. We can argue about our points of view on subjects of all kinds and we can learn new things from each other. It was such a wonderful visit and I really wish I didn't have to leave to cook dinner for the boys back at home!

But I have boys to take care of and so I headed home and cooked a delicious salmon dinner with garlic-dill mashed potatoes and it was yummy! Monday night we had the most fabulous pork carnitas ever! BF gave me my first ever '10' rating and roomie gave me  a '12'. It is now our Monday night dinner from now until forever!